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BROKERS VS. BANKERs
As a Mortgage Broker, we work with a variety of different lenders, which gives our clients access to many products at many price points. This equates to a “one stop shop” process that involves a more personalized experience. Mortgage Brokers understand the fluidity of interest rates, closing costs, and other details of the loan transaction, and we spend our time reviewing all of this with our borrowers, so they are educated on the entire process. Working with a broker offers a one-on-one connection. You can even call us on the weekends or evenings!
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Due to the flexibility that Mortgage Brokers bring to the transaction, we offer wholesale mortgage rates and fees. This equates to a better chance of receiving a lower rate and payment, resulting in more buying power.
Unlike Mortgage Brokers, banks don’t have to disclose what they make on your loan. You may pay more than you need to if you don’t shop aggressively. A conservative bank may not approve you, even if you are a good candidate for financing.
Mortgage Brokers offer borrowers the opportunity to review multiple loan programs and options, all at the same time. We encourage all home buyers to seek the advice of a local Mortgage Broker to not only increase their buying power, but to save costs, form a relationship with a trusted real estate team, and learn all they can about the home buying process.
Our online portal also allows you to qualify from your own home, although we would love to meet with you if that works, too!
Contact us today to learn more!